/* ==========================================================================
   ds-credit-app.css — Zone « demande de credit » (tunnel multi-etapes)
   --------------------------------------------------------------------------
   Perimetre : templates/credit_application/**
   Consomme UNIQUEMENT les tokens et primitives de design-system.css.
   Aucune couleur en dur : tout passe par var(--ds-*) / color-mix().

   Tout est porte par la racine .credit-app pour ne jamais fuir sur les
   autres zones (.timeline et .progress-bar sont des noms generiques
   egalement utilises ailleurs dans l'application).

   Classes pilotees par assets/controllers/credit_application_controller.js
   — NE PAS RENOMMER :
     .credit-form--loading        (setLoading)
     .credit-form__input--error   (showFieldError / clearFieldError)
     .credit-form__error          (element cree/supprime par le JS)
     .progress-bar__fill          (updateProgress -> style.width)
     .text-red-600 / .text-green-600 (calculateCapacity -> className)
   Attributs pilotes par le JS (jamais touches) :
     [data-credit-application-target], [data-target], [data-capacity],
     [data-rate-display], [data-description-display], [data-validation]
   ========================================================================== */

/* ==========================================================================
   1. RACINE / ECHELLE LOCALE
   ========================================================================== */

.credit-app {
  /* knobs locaux, tous derives du design system */
  --ca-dot: 2rem;
  --ca-rail: 2px;
  --ca-panel-pad: var(--ds-space-6);

  display: block;
  padding-block: var(--ds-section-y);
  background-color: var(--ds-paper);
  color: var(--ds-text);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-normal);
}

.credit-app__inner {
  width: 100%;
  max-width: var(--ds-container-narrow);
  margin-inline: auto;
  padding-inline: var(--ds-gutter);
}

/* Pile verticale generique de la zone */
.credit-app__stack {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-8);
}

@media (min-width: 640px) {
  .credit-app {
    --ca-panel-pad: var(--ds-space-8);
  }
}

/* Montants, references, IBAN — Departure Mono uniquement ici */
.credit-app .amount,
.credit-app .credit-summary__value--amount,
.credit-app .credit-confirmation__value--amount,
.credit-app .credit-confirmation__reference-number,
.credit-app .credit-summary__highlight-amount,
.credit-app .mensualite-display__value,
.credit-app .credit-item__value,
.credit-app [data-capacity] {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  letter-spacing: var(--ds-tracking-wide);
}

/* Classes ecrasees par le JS (calculateCapacity remplace className) :
   pas de vert de marque -> l'etat « favorable » est l'accent. */
.credit-app .text-green-600 {
  color: var(--ds-accent-hover);
  font-weight: var(--ds-weight-semibold);
  font-family: var(--ds-font-mono);
}

.credit-app .text-red-600 {
  color: var(--ds-danger);
  font-weight: var(--ds-weight-semibold);
  font-family: var(--ds-font-mono);
}

/* ==========================================================================
   2. EN-TETE DE PARCOURS
   ========================================================================== */

.credit-app__header {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  margin-bottom: var(--ds-space-8);
}

.credit-app__eyebrow {
  margin: 0;
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.credit-app__title {
  margin: 0;
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-tight);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
  text-wrap: balance;
}

.credit-app__subtitle {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-lg);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.credit-app__description {
  margin: 0;
  max-width: var(--ds-measure);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.credit-app__back {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  align-self: flex-start;
  min-height: var(--ds-touch-target);
  padding-block: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text-muted);
  text-decoration: none;
  border-radius: var(--ds-radius-sm);
  transition: color var(--ds-transition);
}

.credit-app__back:hover {
  color: var(--ds-accent-hover);
}

.credit-app__back:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  color: var(--ds-accent-hover);
}

/* ==========================================================================
   3. INDICATEUR D'ETAPES + BARRE DE PROGRESSION
   ========================================================================== */

.credit-app .credit-steps {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-4);
  margin-bottom: var(--ds-space-8);
}

.credit-app .credit-steps__list {
  display: flex;
  align-items: flex-start;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}

.credit-app .credit-steps__item {
  position: relative;
  flex: 1 1 0;
  min-width: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--ds-space-2);
  text-align: center;
}

/* Rail entre deux pastilles */
.credit-app .credit-steps__item + .credit-steps__item::before {
  content: '';
  position: absolute;
  top: calc(var(--ca-dot) / 2 - var(--ca-rail) / 2);
  right: 50%;
  width: 100%;
  height: var(--ca-rail);
  background-color: var(--ds-border-strong);
  border-radius: var(--ds-radius-full);
}

.credit-app .credit-steps__item.is-done::before,
.credit-app .credit-steps__item.is-current::before {
  background-color: var(--ds-accent);
}

.credit-app .credit-steps__dot {
  position: relative;
  z-index: var(--ds-z-base);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  width: var(--ca-dot);
  height: var(--ca-dot);
  border-radius: var(--ds-radius-full);
  background-color: var(--ds-surface-raised);
  border: 2px solid var(--ds-border-strong);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-semibold);
  font-variant-numeric: tabular-nums;
  color: var(--ds-text-muted);
  transition:
    background-color var(--ds-transition),
    border-color var(--ds-transition),
    color var(--ds-transition),
    box-shadow var(--ds-transition);
}

.credit-app .credit-steps__item.is-done .credit-steps__dot {
  background-color: var(--ds-accent);
  border-color: var(--ds-accent);
  color: var(--ds-text-on-accent);
}

.credit-app .credit-steps__item.is-current .credit-steps__dot {
  background-color: var(--ds-surface-raised);
  border-color: var(--ds-accent);
  color: var(--ds-accent-hover);
  box-shadow: 0 0 0 4px var(--ds-accent-ring);
}

.credit-app .credit-steps__dot svg,
.credit-app .credit-steps__dot .icon,
.credit-app .credit-steps__dot .inline-icon {
  width: 0.875rem;
  height: 0.875rem;
}

.credit-app .credit-steps__label {
  display: none;
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-snug);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text-muted);
}

.credit-app .credit-steps__item.is-current .credit-steps__label {
  color: var(--ds-text);
  font-weight: var(--ds-weight-semibold);
}

.credit-app .credit-steps__item.is-done .credit-steps__label {
  color: var(--ds-text-muted);
}

@media (min-width: 640px) {
  .credit-app {
    --ca-dot: 2.25rem;
  }

  .credit-app .credit-steps__label {
    display: block;
    padding-inline: var(--ds-space-1);
  }
}

/* Barre de progression — .progress-bar__fill est pilotee par le JS */
.credit-app .progress-bar {
  position: relative;
  width: 100%;
  height: 0.375rem;
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-full);
  overflow: hidden;
}

.credit-app .progress-bar__fill {
  display: block;
  height: 100%;
  background-color: var(--ds-accent);
  border-radius: var(--ds-radius-full);
  transition: width var(--ds-transition-slow);
}

.credit-app .progress-bar__text {
  margin: 0;
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text-muted);
  font-variant-numeric: tabular-nums;
}

/* ==========================================================================
   4. RAPPEL DE SIMULATION (bandeau contextuel)
   ========================================================================== */

.credit-app .credit-recap {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  padding: var(--ds-space-4);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
  margin-bottom: var(--ds-space-8);
}

.credit-app .credit-recap__title {
  display: flex;
  align-items: center;
  gap: var(--ds-space-2);
  margin: 0;
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.credit-app .credit-recap__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-3);
}

@media (min-width: 480px) {
  .credit-app .credit-recap__grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

.credit-app .credit-recap__item {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  min-width: 0;
}

.credit-app .credit-recap__label {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.credit-app .credit-recap__value {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  font-size: var(--ds-text-base);
  color: var(--ds-text);
  overflow-wrap: anywhere;
}

/* ==========================================================================
   5. PANNEAU DE FORMULAIRE
   ========================================================================== */

.credit-app .credit-form,
.credit-app .credit-application__form {
  position: relative;
  display: block;
  padding: var(--ca-panel-pad);
  background-color: var(--ds-surface-raised);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
}

/* Etat de chargement pilote par le JS (.credit-form--loading) */
.credit-app .credit-form--loading {
  pointer-events: none;
  opacity: 0.6;
}

.credit-app .credit-form--loading::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 2rem;
  height: 2rem;
  margin: -1rem 0 0 -1rem;
  border: 2px solid var(--ds-border-strong);
  border-top-color: var(--ds-accent);
  border-radius: var(--ds-radius-full);
  animation: ca-spin 700ms linear infinite;
}

@keyframes ca-spin {
  to {
    transform: rotate(360deg);
  }
}

/* --- Sections d'etape -------------------------------------------------- */

.credit-app .credit-form__section {
  display: block;
}

.credit-app .credit-form__section + .credit-form__section {
  margin-top: var(--ds-space-10);
  padding-top: var(--ds-space-8);
  border-top: 1px solid var(--ds-border);
}

.credit-app .credit-form__section-title {
  margin: 0 0 var(--ds-space-5);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-xl);
  font-weight: var(--ds-weight-semibold);
  line-height: var(--ds-leading-snug);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.credit-app .credit-form__section-hint {
  margin: 0 0 var(--ds-space-5);
  max-width: var(--ds-measure);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

/* Le titre resserre son espacement quand une accroche le suit. */
.credit-app .credit-form__section-title + .credit-form__section-hint {
  margin-top: calc(var(--ds-space-5) * -1 + var(--ds-space-2));
}

/* Zones du gabarit historique */
.credit-app .credit-application__notifications:empty {
  display: none;
}

.credit-app .credit-application__notifications {
  margin-bottom: var(--ds-space-6);
}

.credit-app .credit-application__content {
  display: block;
}

/* --- Groupes de champs -------------------------------------------------- */

.credit-app .credit-form__group {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-5);
}

.credit-app .credit-form__group + .credit-form__group {
  margin-top: var(--ds-space-5);
}

@media (min-width: 640px) {
  .credit-app .credit-form__group--half,
  .credit-app .credit-form__group--inline {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

.credit-app .credit-form__field {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  min-width: 0;
}

/* Le partial _form_field.html.twig fournit deja .ds-field ; on aligne
   les blocs bruts du tunnel sur la meme mecanique. */
.credit-app .credit-form__group > div {
  min-width: 0;
}

/* --- Libelles ----------------------------------------------------------- */

.credit-app .credit-form__label,
.credit-app .credit-form label {
  display: block;
  margin-bottom: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  line-height: var(--ds-leading-snug);
  color: var(--ds-text);
}

.credit-app .credit-form__label--required::after {
  content: ' *';
  color: var(--ds-danger);
}

/* --- Champs ------------------------------------------------------------- */
/* Le tunnel utilise le theme de formulaire Symfony par defaut : les widgets
   sortent sans classe. On stylise donc aussi les elements bruts pour que
   tous les ecrans du parcours restent coherents. */

.credit-app .credit-form input[type='text'],
.credit-app .credit-form input[type='email'],
.credit-app .credit-form input[type='tel'],
.credit-app .credit-form input[type='number'],
.credit-app .credit-form input[type='date'],
.credit-app .credit-form input[type='password'],
.credit-app .credit-form input[type='search'],
.credit-app .credit-form input[type='url'],
.credit-app .credit-form select,
.credit-app .credit-form textarea,
.credit-app .credit-form__input,
.credit-app .credit-form__select,
.credit-app .credit-form__textarea {
  width: 100%;
  min-height: var(--ds-touch-target);
  padding: var(--ds-space-3) var(--ds-space-4);
  background-color: var(--ds-surface-raised);
  border: 1px solid var(--ds-border-strong);
  border-radius: var(--ds-radius-md);
  font-family: var(--ds-font-sans);
  font-size: var(--ds-text-base);
  line-height: var(--ds-leading-normal);
  color: var(--ds-text);
  transition:
    border-color var(--ds-transition),
    box-shadow var(--ds-transition),
    background-color var(--ds-transition);
}

.credit-app .credit-form textarea,
.credit-app .credit-form__textarea {
  min-height: 7.5rem;
  resize: vertical;
}

.credit-app .credit-form input::placeholder,
.credit-app .credit-form textarea::placeholder {
  color: var(--ds-text-muted);
  opacity: 1;
}

.credit-app .credit-form input:hover:not(:disabled),
.credit-app .credit-form select:hover:not(:disabled),
.credit-app .credit-form textarea:hover:not(:disabled) {
  border-color: var(--ds-muted);
}

.credit-app .credit-form input:focus-visible,
.credit-app .credit-form select:focus-visible,
.credit-app .credit-form textarea:focus-visible,
.credit-app .credit-form input:focus,
.credit-app .credit-form select:focus,
.credit-app .credit-form textarea:focus {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  border-color: var(--ds-accent);
}

.credit-app .credit-form input:disabled,
.credit-app .credit-form select:disabled,
.credit-app .credit-form textarea:disabled {
  background-color: var(--ds-muted-subtle);
  border-color: var(--ds-border);
  color: var(--ds-text-disabled);
  cursor: not-allowed;
}

.credit-app .credit-form input[readonly],
.credit-app .credit-form textarea[readonly],
.credit-app .credit-form__input--readonly {
  background-color: var(--ds-surface-sunken);
  color: var(--ds-text-muted);
}

/* Etat erreur : aria-invalid (serveur) OU .is-invalid (form_validation_controller)
   OU .credit-form__input--error (credit_application_controller) */
.credit-app .credit-form [aria-invalid='true'],
.credit-app .credit-form .is-invalid,
.credit-app .credit-form__input--error {
  border-color: var(--ds-danger);
  background-color: var(--ds-danger-subtle);
}

.credit-app .credit-form [aria-invalid='true']:focus-visible,
.credit-app .credit-form .is-invalid:focus-visible,
.credit-app .credit-form__input--error:focus-visible {
  outline-color: var(--ds-danger);
}

/* Montants : chiffres alignes */
.credit-app .credit-form input[type='number'],
.credit-app .credit-form__input--money,
.credit-app .credit-form__input--large {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  letter-spacing: var(--ds-tracking-wide);
}

/* Pas de spinners natifs sur les montants */
.credit-app .credit-form input[type='number']::-webkit-outer-spin-button,
.credit-app .credit-form input[type='number']::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.credit-app .credit-form input[type='number'] {
  -moz-appearance: textfield;
  appearance: textfield;
}

/* Cases a cocher / radios : cible tactile confortable */
.credit-app .credit-form input[type='checkbox'],
.credit-app .credit-form input[type='radio'] {
  width: 1.125rem;
  height: 1.125rem;
  min-height: 0;
  padding: 0;
  accent-color: var(--ds-accent);
  border-radius: var(--ds-radius-sm);
  flex: 0 0 auto;
}

/* --- Aide et erreurs de champ ------------------------------------------ */

.credit-app .credit-form__help,
.credit-app .credit-form .help-text,
.credit-app .credit-form small {
  display: block;
  margin-top: var(--ds-space-1);
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-normal);
  color: var(--ds-text-muted);
}

/* .credit-form__error : element cree ET supprime par le JS -> ne pas renommer.
   :empty pour ne pas reserver d'espace quand le champ est valide. */
.credit-app .credit-form__error {
  display: block;
  margin-top: var(--ds-space-1);
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-normal);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-danger);
}

.credit-app .credit-form__error:empty,
.credit-app .credit-form__help:empty {
  display: none;
}

.credit-app .credit-form__error ul,
.credit-app .credit-form ul.form-error-message,
.credit-app .credit-form .invalid-feedback {
  margin: 0;
  padding: 0;
  list-style: none;
  color: var(--ds-danger);
  font-size: var(--ds-text-xs);
}

/* --- Recapitulatif d'erreurs en haut de formulaire ---------------------- */

.credit-app .credit-form__errors {
  margin-bottom: var(--ds-space-6);
}

.credit-app .credit-form__errors:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-danger);
  outline-offset: var(--ds-focus-offset);
}

/* .credit-form__errors-list = liste construite ici ;
   le <ul> sans classe vient de form_errors(form) (erreurs globales). */
.credit-app .credit-form__errors-list,
.credit-app .credit-form__errors .ds-alert__content > ul {
  margin: var(--ds-space-2) 0 0;
  padding-left: var(--ds-space-5);
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-normal);
  color: var(--ds-text);
}

.credit-app .credit-form__errors-list:empty {
  display: none;
}

.credit-app .credit-form__errors-list a {
  color: var(--ds-danger);
  text-decoration: underline;
  text-underline-offset: 0.2em;
}

.credit-app .credit-form__errors-list a:hover {
  color: var(--ds-danger-hover);
}

.credit-app .credit-form__errors-list a:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-danger);
  outline-offset: var(--ds-focus-offset);
  border-radius: var(--ds-radius-sm);
}

/* ==========================================================================
   6. NAVIGATION DU TUNNEL (precedent / suivant)
   ========================================================================== */

.credit-app .credit-form__navigation {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  margin-top: var(--ds-space-10);
  padding-top: var(--ds-space-6);
  border-top: 1px solid var(--ds-border);
}

.credit-app .credit-form__navigation > * {
  width: 100%;
}

/* Mobile : l'action primaire d'abord, le retour ensuite, la note en dernier. */
.credit-app .credit-form__navigation .ds-btn--primary {
  order: 1;
}

.credit-app .credit-form__navigation .ds-btn--secondary {
  order: 2;
}

.credit-app .credit-form__nav-note {
  order: 3;
  margin: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--ds-space-2);
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.credit-app .credit-form__nav-note svg,
.credit-app .credit-form__nav-note .inline-icon {
  width: 0.875rem;
  height: 0.875rem;
  flex: 0 0 auto;
}

@media (min-width: 640px) {
  .credit-app .credit-form__navigation {
    flex-direction: row;
    flex-wrap: wrap;
    align-items: center;
  }

  .credit-app .credit-form__navigation > * {
    width: auto;
  }

  /* Le retour reste a gauche, l'action primaire est toujours poussee a droite,
     que l'etape precedente existe ou non. */
  .credit-app .credit-form__navigation .ds-btn--primary {
    margin-left: auto;
  }

  .credit-app .credit-form__nav-note {
    order: -1;
    flex-basis: 100%;
    justify-content: flex-start;
    margin-bottom: var(--ds-space-1);
  }
}

/* ==========================================================================
   7. ETAPE « CONFIGURATION DU CREDIT » — description de type + simulation
   ========================================================================== */

.credit-app .credit-form__type-description {
  margin-top: var(--ds-space-3);
  padding: var(--ds-space-3) var(--ds-space-4);
  background-color: var(--ds-accent-subtle);
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-md);
}

.credit-app .credit-form__type-info {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  font-size: var(--ds-text-sm);
}

.credit-app .credit-form__type-rate {
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-accent-hover);
  font-variant-numeric: tabular-nums;
}

.credit-app .credit-form__type-desc {
  color: var(--ds-text-muted);
}

@media (min-width: 640px) {
  .credit-app .credit-form__type-info {
    flex-direction: row;
    align-items: baseline;
    justify-content: space-between;
    gap: var(--ds-space-4);
  }
}

/* --- Carte de simulation ------------------------------------------------ */

.credit-app .simulation-moderne {
  margin-top: var(--ds-space-8);
}

.credit-app .credit-preview {
  overflow: hidden;
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
  background-color: var(--ds-surface-raised);
}

.credit-app .credit-preview__header {
  padding: var(--ds-space-5) var(--ds-space-5) 0;
}

.credit-app .credit-preview__title {
  margin: 0;
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.credit-app .credit-preview__subtitle {
  margin: var(--ds-space-1) 0 0;
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.credit-app .credit-preview__main {
  padding: var(--ds-space-5);
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-5);
}

/* Mensualite : bloc encre inverse, chiffre principal du tunnel */
.credit-app .mensualite-display {
  padding: var(--ds-space-6) var(--ds-space-5);
  background-color: var(--ds-surface-inverse);
  border-radius: var(--ds-radius-md);
  text-align: center;
}

.credit-app .mensualite-display__label {
  display: block;
  margin-bottom: var(--ds-space-2);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse-muted);
}

.credit-app .mensualite-display__amount {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: var(--ds-space-2);
  flex-wrap: wrap;
}

.credit-app .mensualite-display__value {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  font-size: var(--ds-text-3xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-none);
  color: var(--ds-text-inverse);
  overflow-wrap: anywhere;
}

.credit-app .mensualite-display__currency {
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text-inverse-muted);
}

/* Detail du credit */
.credit-app .credit-resume {
  padding: 0;
}

.credit-app .credit-item {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-3);
}

@media (min-width: 480px) {
  .credit-app .credit-item {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

.credit-app .credit-item__info {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  min-width: 0;
  padding: var(--ds-space-3) var(--ds-space-4);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
}

.credit-app .credit-item__label {
  font-size: var(--ds-text-xs);
  color: var(--ds-text-muted);
}

.credit-app .credit-item__value {
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
  overflow-wrap: anywhere;
}

.credit-app .credit-preview__footer {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  padding: var(--ds-space-5);
  border-top: 1px solid var(--ds-border);
  background-color: var(--ds-surface-sunken);
}

.credit-app .guarantee-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--ds-space-2);
  align-self: flex-start;
  padding: var(--ds-space-1) var(--ds-space-3);
  border-radius: var(--ds-radius-full);
  background-color: var(--ds-accent-subtle);
  border: 1px solid var(--ds-accent-border);
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-accent-hover);
}

.credit-app .guarantee-badge__icon {
  display: inline-flex;
  width: 0.875rem;
  height: 0.875rem;
}

.credit-app .guarantee-badge__icon svg {
  width: 100%;
  height: 100%;
}

.credit-app .guarantee-alert {
  display: block;
  padding: var(--ds-space-3) var(--ds-space-4);
  border: 1px solid var(--ds-border);
  border-left: 3px solid var(--ds-ink);
  border-radius: var(--ds-radius-md);
  background-color: var(--ds-ink-subtle);
  font-size: var(--ds-text-xs);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

/* --- Capacite de remboursement (partials historiques) ------------------- */

.credit-app .credit-form__capacity-display {
  margin-top: var(--ds-space-4);
  padding: var(--ds-space-4);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
}

.credit-app .credit-form__capacity-display h3 {
  margin: 0 0 var(--ds-space-3);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.credit-app .credit-form__capacity-item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--ds-space-2);
  padding-block: var(--ds-space-2);
}

.credit-app .credit-form__capacity-item + .credit-form__capacity-item {
  border-top: 1px solid var(--ds-border);
}

.credit-app .credit-form__capacity-label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.credit-app .credit-form__capacity-value {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

/* ==========================================================================
   8. PAGE RECAPITULATIF (avant envoi)
   ========================================================================== */

.credit-app .credit-summary__highlight {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  padding: var(--ds-space-8) var(--ds-space-6);
  text-align: center;
  background-color: var(--ds-surface-inverse);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-summary__highlight-title {
  margin: 0;
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-inverse-muted);
}

.credit-app .credit-summary__highlight-amount {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  font-size: var(--ds-text-4xl);
  font-weight: var(--ds-weight-bold);
  line-height: var(--ds-leading-none);
  color: var(--ds-text-inverse);
  overflow-wrap: anywhere;
}

.credit-app .credit-summary__highlight-details {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-inverse-muted);
}

.credit-app .credit-summary__highlight-details strong {
  color: var(--ds-text-inverse);
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
}

.credit-app .credit-summary__card {
  padding: var(--ca-panel-pad);
  background-color: var(--ds-surface-raised);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-summary__section-title {
  margin: 0 0 var(--ds-space-4);
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text);
}

.credit-app .credit-summary__list,
.credit-app .credit-confirmation__info {
  display: flex;
  flex-direction: column;
  margin: 0;
}

/* Les listes de definition perdent leur retrait natif */
.credit-app .credit-summary__list dt,
.credit-app .credit-summary__list dd,
.credit-app .credit-confirmation__info dt,
.credit-app .credit-confirmation__info dd {
  margin: 0;
}

.credit-app .credit-summary__item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--ds-space-1);
  padding-block: var(--ds-space-3);
  min-width: 0;
}

.credit-app .credit-summary__item + .credit-summary__item {
  border-top: 1px solid var(--ds-border);
}

.credit-app .credit-summary__label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.credit-app .credit-summary__value {
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
  overflow-wrap: anywhere;
  max-width: 100%;
}

.credit-app .credit-summary__value--highlight {
  color: var(--ds-accent-hover);
  font-weight: var(--ds-weight-semibold);
}

@media (min-width: 480px) {
  .credit-app .credit-summary__item {
    flex-direction: row;
    align-items: baseline;
    justify-content: space-between;
    gap: var(--ds-space-4);
  }

  .credit-app .credit-summary__value {
    text-align: right;
  }
}

.credit-app .credit-summary__actions {
  display: flex;
  flex-direction: column-reverse;
  gap: var(--ds-space-3);
}

.credit-app .credit-summary__actions > *,
.credit-app .credit-summary__actions form {
  width: 100%;
}

.credit-app .credit-summary__actions form .ds-btn {
  width: 100%;
}

@media (min-width: 640px) {
  .credit-app .credit-summary__actions {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
  }

  .credit-app .credit-summary__actions > *,
  .credit-app .credit-summary__actions form,
  .credit-app .credit-summary__actions form .ds-btn {
    width: auto;
  }
}

/* ==========================================================================
   9. PAGE CONFIRMATION
   ========================================================================== */

.credit-app .credit-confirmation__intro {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--ds-space-3);
  text-align: center;
}

.credit-app .credit-confirmation__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 4rem;
  height: 4rem;
  border-radius: var(--ds-radius-full);
  background-color: var(--ds-accent);
  color: var(--ds-text-on-accent);
  font-size: var(--ds-text-2xl);
  line-height: 1;
  animation: ca-pop var(--ds-transition-slow) ease-out;
}

.credit-app .credit-confirmation__icon svg {
  width: 1.75rem;
  height: 1.75rem;
}

@keyframes ca-pop {
  from {
    transform: scale(0.85);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

.credit-app .credit-confirmation__reference {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  padding: var(--ds-space-5);
  text-align: center;
  background-color: var(--ds-accent-subtle);
  border: 1px solid var(--ds-accent-border);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-confirmation__reference-label {
  font-size: var(--ds-text-xs);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-caps);
  text-transform: uppercase;
  color: var(--ds-text-muted);
}

.credit-app .credit-confirmation__reference-number {
  font-family: var(--ds-font-mono);
  font-size: var(--ds-text-xl);
  font-weight: var(--ds-weight-bold);
  letter-spacing: var(--ds-tracking-wide);
  color: var(--ds-accent-hover);
  overflow-wrap: anywhere;
}

.credit-app .credit-confirmation__card {
  padding: var(--ca-panel-pad);
  background-color: var(--ds-surface-raised);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-confirmation__info {
  display: flex;
  flex-direction: column;
}

.credit-app .credit-confirmation__item {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  padding-block: var(--ds-space-3);
  min-width: 0;
}

.credit-app .credit-confirmation__item + .credit-confirmation__item {
  border-top: 1px solid var(--ds-border);
}

.credit-app .credit-confirmation__label {
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.credit-app .credit-confirmation__value {
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
  overflow-wrap: anywhere;
}

@media (min-width: 480px) {
  .credit-app .credit-confirmation__item {
    flex-direction: row;
    align-items: baseline;
    justify-content: space-between;
    gap: var(--ds-space-4);
  }

  .credit-app .credit-confirmation__value {
    text-align: right;
  }
}

/* Etapes a venir */
.credit-app .credit-confirmation__timeline {
  padding: var(--ds-space-5);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-confirmation__timeline-title {
  margin: 0 0 var(--ds-space-4);
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.credit-app .credit-confirmation__timeline-steps {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
  margin: 0;
  padding: 0;
  list-style: none;
}

.credit-app .credit-confirmation__timeline-step {
  display: flex;
  align-items: flex-start;
  gap: var(--ds-space-3);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text);
}

.credit-app .credit-confirmation__timeline-step::before {
  content: '';
  flex: 0 0 auto;
  width: 0.75rem;
  height: 0.75rem;
  margin-top: 0.35em;
  border-radius: var(--ds-radius-full);
  background-color: var(--ds-accent);
  box-shadow: 0 0 0 3px var(--ds-accent-ring);
}

.credit-app .credit-confirmation__timeline-step--pending {
  color: var(--ds-text-muted);
}

.credit-app .credit-confirmation__timeline-step--pending::before {
  background-color: var(--ds-surface-raised);
  border: 2px solid var(--ds-border-strong);
  box-shadow: none;
}

.credit-app .credit-confirmation__actions {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
}

.credit-app .credit-confirmation__actions > * {
  width: 100%;
}

@media (min-width: 640px) {
  .credit-app .credit-confirmation__actions {
    flex-direction: row;
    justify-content: center;
  }

  .credit-app .credit-confirmation__actions > * {
    width: auto;
  }
}

.credit-app .credit-confirmation__notice ul {
  margin: var(--ds-space-2) 0 0;
  padding-left: var(--ds-space-5);
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
}

/* ==========================================================================
   10. PAGES CONTRAT (depot du contrat signe / suivi)
   ========================================================================== */

.credit-app .credit-contract__panel {
  overflow: hidden;
  background-color: var(--ds-surface-raised);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-lg);
}

.credit-app .credit-contract__panel-header {
  padding: var(--ds-space-5) var(--ds-space-6);
  background-color: var(--ds-surface-inverse);
  color: var(--ds-text-inverse);
}

.credit-app .credit-contract__panel-title {
  margin: 0;
  font-size: var(--ds-text-lg);
  font-weight: var(--ds-weight-semibold);
  letter-spacing: var(--ds-tracking-tight);
  color: var(--ds-text-inverse);
}

.credit-app .credit-contract__panel-body {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-6);
  padding: var(--ca-panel-pad);
}

.credit-app .credit-contract__facts {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  padding: var(--ds-space-4);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  border-radius: var(--ds-radius-md);
}

.credit-app .credit-contract__facts-title {
  margin: 0;
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
  overflow-wrap: anywhere;
}

.credit-app .credit-contract__fact {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: var(--ds-space-2);
  margin: 0;
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

.credit-app .credit-contract__fact strong {
  font-family: var(--ds-font-mono);
  font-variant-numeric: tabular-nums;
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

/* Le reset du design system enleve les puces des ol[class] : on les remet,
   la numerotation porte ici l'information (ordre des operations). */
.credit-app .credit-contract__steps {
  margin: var(--ds-space-2) 0 0;
  padding-left: var(--ds-space-5);
  list-style: decimal;
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text);
}

.credit-app .credit-contract__steps li {
  padding-left: var(--ds-space-1);
}

.credit-app .credit-contract__form-actions {
  margin-top: var(--ds-space-6);
}

.credit-app .credit-contract__actions {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-3);
}

.credit-app .credit-contract__actions > * {
  width: 100%;
}

@media (min-width: 640px) {
  .credit-app .credit-contract__actions {
    flex-direction: row-reverse;
    justify-content: flex-end;
  }

  .credit-app .credit-contract__actions > * {
    width: auto;
  }
}

/* --- Zone de depot de fichier ------------------------------------------ */

.credit-app .credit-contract__dropzone {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-8) var(--ds-space-4);
  text-align: center;
  background-color: var(--ds-surface-sunken);
  border: 2px dashed var(--ds-border-strong);
  border-radius: var(--ds-radius-lg);
  cursor: pointer;
  transition:
    border-color var(--ds-transition),
    background-color var(--ds-transition);
}

.credit-app .credit-contract__dropzone:hover {
  border-color: var(--ds-accent);
  background-color: var(--ds-accent-subtle);
}

.credit-app .credit-contract__dropzone-icon {
  width: 2.5rem;
  height: 2.5rem;
  color: var(--ds-text-muted);
}

.credit-app .credit-contract__dropzone-title {
  margin: 0;
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

.credit-app .credit-contract__dropzone-hint {
  margin: 0;
  font-size: var(--ds-text-sm);
  color: var(--ds-text-muted);
}

/* Input fichier : masque visuellement mais toujours atteignable au clavier
   (un input[required] en display:none bloque la validation native). */
.credit-app .credit-contract__file {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
  border: 0;
}

.credit-app .credit-contract__file:focus-visible + .credit-contract__dropzone,
.credit-app .credit-contract__dropzone:focus-visible {
  outline: var(--ds-focus-width) solid var(--ds-focus-color);
  outline-offset: var(--ds-focus-offset);
  border-color: var(--ds-accent);
}

.credit-app .credit-contract__field-label {
  display: block;
  margin-bottom: var(--ds-space-2);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  color: var(--ds-text);
}

/* --- Grille de suivi de statut ----------------------------------------- */

.credit-app .credit-contract__tracking {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--ds-space-2);
  margin: 0;
  padding: 0;
  list-style: none;
}

@media (min-width: 480px) {
  .credit-app .credit-contract__tracking {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

.credit-app .credit-contract__tracking-item {
  display: flex;
  align-items: center;
  gap: var(--ds-space-2);
  padding: var(--ds-space-3);
  font-size: var(--ds-text-sm);
  font-weight: var(--ds-weight-medium);
  border-radius: var(--ds-radius-md);
  background-color: var(--ds-surface-sunken);
  border: 1px solid var(--ds-border);
  color: var(--ds-text-muted);
  min-width: 0;
}

.credit-app .credit-contract__tracking-item--done {
  background-color: var(--ds-accent-subtle);
  border-color: var(--ds-accent-border);
  color: var(--ds-accent-hover);
}

.credit-app .credit-contract__tracking-item svg {
  flex: 0 0 auto;
  width: 1rem;
  height: 1rem;
}

/* --- Fil de suivi (timeline) -------------------------------------------
   Noms generiques : strictement scopes sous .credit-app. */

.credit-app .timeline {
  /* --ca-rail-x = axe vertical du fil, mesure depuis le bord de .timeline.
     La pastille (0.75rem) est centree dessus : d'ou le -0.375rem. */
  --ca-rail-x: 0.5rem;

  position: relative;
  margin: 0;
  padding-left: var(--ds-space-8);
}

.credit-app .timeline::before {
  content: '';
  position: absolute;
  top: 0.35rem;
  bottom: 0.35rem;
  left: calc(var(--ca-rail-x) - 1px);
  width: 2px;
  background-color: var(--ds-border);
  border-radius: var(--ds-radius-full);
}

.credit-app .timeline-item {
  position: relative;
}

.credit-app .timeline-item + .timeline-item {
  margin-top: var(--ds-space-6);
}

.credit-app .timeline-marker {
  position: absolute;
  top: 0.35rem;
  left: calc(var(--ca-rail-x) - 0.375rem - var(--ds-space-8));
  width: 0.75rem;
  height: 0.75rem;
  border-radius: var(--ds-radius-full);
  background-color: var(--ds-surface-raised);
  border: 2px solid var(--ds-border-strong);
}

.credit-app .timeline-item.completed .timeline-marker {
  background-color: var(--ds-accent);
  border-color: var(--ds-accent);
}

.credit-app .timeline-item.current .timeline-marker {
  background-color: var(--ds-surface-raised);
  border-color: var(--ds-accent);
  box-shadow: 0 0 0 4px var(--ds-accent-ring);
}

.credit-app .timeline-content {
  display: flex;
  flex-direction: column;
  gap: var(--ds-space-1);
  min-width: 0;
}

.credit-app .timeline-content h6 {
  margin: 0;
  font-size: var(--ds-text-base);
  font-weight: var(--ds-weight-semibold);
  color: var(--ds-text);
}

.credit-app .timeline-content p {
  margin: 0;
  font-size: var(--ds-text-sm);
  line-height: var(--ds-leading-relaxed);
  color: var(--ds-text-muted);
}

.credit-app .timeline-content p.is-pending {
  color: var(--ds-accent-hover);
  font-weight: var(--ds-weight-medium);
}

.credit-app .timeline-content .ds-btn {
  align-self: flex-start;
  margin-top: var(--ds-space-2);
}

/* ==========================================================================
   11. PREFERENCES UTILISATEUR
   ========================================================================== */

@media (prefers-reduced-motion: reduce) {
  .credit-app *,
  .credit-app *::before,
  .credit-app *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

@media (prefers-contrast: more) {
  .credit-app .credit-form,
  .credit-app .credit-summary__card,
  .credit-app .credit-confirmation__card,
  .credit-app .credit-contract__panel,
  .credit-app .credit-preview {
    border-color: var(--ds-border-strong);
  }
}

/* Impression du recapitulatif */
@media print {
  .credit-app .credit-summary__actions,
  .credit-app .credit-form__navigation,
  .credit-app .credit-app__back {
    display: none;
  }
}